1118 Cresthaven DR Roseville, CA 95678

This contract is contingent upon the following:1) Seller's Lender(s) and/or other lien holder(s) (collectively "Lender") approval of purchase price, terms of the Purchase Agreement and the HUD-1 Settlement Statement.2) Lender(s) hereby agree to accept a payoff which is less than the balance due on the loan or other indebtedness and will forgive the Seller's debt(s) 100% without recourse. It is further understood and agreed to by all Lenders, that the Lender(s) will not make the Seller liable for any loan deficiency judgement(s).3) Lender must approve payment for all Seller related closing costs reflected in the Purchase Agreement and further noted in the Estimated HUD-1 Settlement Statement: Fees to include but not limited to Property Taxes, Title and Escrow charges, Home Warranty, Natural Hazard Disclosure Report, City and/or County Mandated Retrofit Inspection and required corrective work, Termite Inspection, Section One Termite Repairs, Home Inspection, City/County/HOA Transfer Taxes and Fees. Legal Fees, Recording and Courier Fees and Real Estate Commissions. Buyer understands that all costs not paid by the Lender will be the responsibility of the Buyer to pay: Seller shall be at no expense herein.4) Seller reserves the right to cancel this transaction if the terms of the Short Sale approval offered by Lender require the Seller to become liable for a deficiency judgment, if the Seller is required to sign a Promissory Note or if a contribution is required according to the Lender's approval conditions.5) Seller may cancel this agreement prior to the ending date of the listing period without advance notice to the brokers, and without payment of a commission or any other consideration if the property is conveyed to the mortgage insurer or the mortgage holder.